Risk level 5 drawdown funds

Risk level 5 is classed as Lower Medium. The asset class suggestion for this level is a good mix of the four major area. There should be a higher weighting or exposure to equities in this level than a level 4, which increases volatility whilst seeking a better performance.

Often referred to as a balanced attitude to risk, this level offers a level of diversification and isn’t over exposed to one particular asset class.

Below is a sample of the fund available in this risk level as an example. There are many more funds available depending on the drawdown provider.

Any platform or provider costs will be in addition to the annual management charge. Some providers offer discounts depending on the amount of money you invest.

The performance data was measured on the 4th Nov 2015. Click on the fund for current performance data.


ProviderFund1 year performance3 year performance5 year performanceAnnual management charge
AvivaBalanced Distribution S4725.240.71.75%
BlackrockNURS II Consensus 702.916.4n/a0.6%
Goldman SachsWealthbuilder Multi Asset Balanced Portfolio3.4n/an/a1.77%
Invesco PerpetualBalanced Risk 10-2.37.3n/a1.46%
L&GMulti Manager Income0.911.314.50.79%
MetLifeManaged Wealth Portfolio Max1.215.48n/a0.5%
Prudential PruFund 20-557.1231.72n/a1.45%
RathboneStrategic Growth Portfolio3.919.826.21.5%
Royal LondonGoverned Portfolio 92.6717.7924.931%
Scottish WidowsBalanced Solution2.3418.426.681.64%
Standard Life InvestmentsMyFolio Managed III4.924.139.31.72%