Risk level 3 drawdown funds

Risk level 3 is classed as low risk. The major asset class mix in these types of portfolios consist of predominately gilts and bonds, with a limited exposure to the stock market. They are designed to be better than deposit based accounts but limiting the volatility.

These are some of the pre-designed portfolios from the main providers. There are many more available but these give an overview of potential performance.

The performance data was measured on the 1st Nov 2015. Click on the fund for current performance data.

ProviderFund1 Year Performance3 Year Performance5 Year PerformanceAnnual management Charge
AvivaMulti-Asset Fund II4.820.6n/a1.45%
FidelityMulti Asset Defensive Fund4.311.816.21.25%
L&GMulti-Index 3 Fund4.4n/an/a0.5%
PrudentialPruFund Cautious 6.72645.71.35%
Royal LondonGoverned Portfolio 32.31119.91%
Scottish EquitableScottish Equitable Cautious Select Portfolio4.215.7n/a1.6%
Standard LifeMyFolio Fund Range 12.29.719.91.4% . (1.94% OCF)
Scottish WidowsCautious Solution2.8314.624.81.6%