SMOOTHED RETURN SOLUTION

LESS VOLATILITY MORE CONSISTENCY – CAUTIOUS

The majority of fund available for drawdown have daily volatility. This mean that if markets go down, your fund will be worth less in the morning. A popular alternative to this is to be invested in a portfolio which aims to smooth short-term volatility.

This enables more of a steady ride with returns. Funds which have smoothed return have a management style which holds back some profits in the good years so that when markets dip, they put these back on.

It provides a more consistent performance and one which many feel is more suited to income withdrawals through drawdown.

We have selected our drawdown solution with smoothed returns through extensive research factoring in management style, performance, and consistency.

THE PROVIDER

  • Well respected brand established over 160 years ago
  • Standard and Poor’s ‘A+’ rating for financial strength
  • Over £500 billion assets under management 

THE PORTFOLIOS

  • Highly diversified globally and across asset classes
  • Aimed at more cautious investors
  • Various smoothed fund options

COSTS

1.5% typical total ongoing charges for a £100,000 investment. This includes fund management, product charges and advice.

WHO IT SUITS

Those who are wanting to access their pension flexibly but don’t like the idea of a volatile fund. Those who are more cautious and are prepared to accept less volatility for a more consistent return.

Smothed Drawdown

COMPARE DRAWDOWN PLANS

TELL ME MORE

We can provider you with a personalised quote detailing all costs, past performance and break-down of where the portfolio is invested.

PAST PERFORMANCE

Smoothed Drawdown Past Performance (Feb 2017)

Fund20162015201420132012
Smoothed5.538.836.286.206.60
Based on past performance taken 12/2/2017. Past performance is no guide to future performance.