Risk level 5 is classed as Lower Medium. The asset class suggestion for this level is a good mix of the four major area. There should be a higher weighting or exposure to equities in this level than a level 4, which increases volatility whilst seeking a better performance.
Often referred to as a balanced attitude to risk, this level offers a level of diversification and isn’t over exposed to one particular asset class.
Below is a sample of the fund available in this risk level as an example. There are many more funds available depending on the drawdown provider.
Any platform or provider costs will be in addition to the annual management charge. Some providers offer discounts depending on the amount of money you invest.
The performance data was measured on the 4th Nov 2015. Click on the fund for current performance data.
|Provider||Fund||1 year performance||3 year performance||5 year performance||Annual management charge|
|Aviva||Balanced Distribution S4||7||25.2||40.7||1.75%|
|Blackrock||NURS II Consensus 70||2.9||16.4||n/a||0.6%|
|Goldman Sachs||Wealthbuilder Multi Asset Balanced Portfolio||3.4||n/a||n/a||1.77%|
|Invesco Perpetual||Balanced Risk 10||-2.3||7.3||n/a||1.46%|
|L&G||Multi Manager Income||0.9||11.3||14.5||0.79%|
|MetLife||Managed Wealth Portfolio Max||1.2||15.48||n/a||0.5%|
|Rathbone||Strategic Growth Portfolio||3.9||19.8||26.2||1.5%|
|Royal London||Governed Portfolio 9||2.67||17.79||24.93||1%|
|Scottish Widows||Balanced Solution||2.34||18.4||26.68||1.64%|
|Standard Life Investments||MyFolio Managed III||4.9||24.1||39.3||1.72%|