Risk level 3 is classed as low risk. The major asset class mix in these types of portfolios consist of predominately gilts and bonds, with a limited exposure to the stock market. They are designed to be better than deposit based accounts but limiting the volatility.
These are some of the pre-designed portfolios from the main providers. There are many more available but these give an overview of potential performance.
The performance data was measured on the 1st Nov 2015. Click on the fund for current performance data.
|Provider||Fund||1 Year Performance||3 Year Performance||5 Year Performance||Annual management Charge|
|Aviva||Multi-Asset Fund II||4.8||20.6||n/a||1.45%|
|Fidelity||Multi Asset Defensive Fund||4.3||11.8||16.2||1.25%|
|L&G||Multi-Index 3 Fund||4.4||n/a||n/a||0.5%|
|Royal London||Governed Portfolio 3||2.3||11||19.9||1%|
|Scottish Equitable||Scottish Equitable Cautious Select Portfolio||4.2||15.7||n/a||1.6%|
|Standard Life||MyFolio Fund Range 1||2.2||9.7||19.9||1.4% . (1.94% OCF)|
|Scottish Widows||Cautious Solution||2.83||14.6||24.8||1.6%|