We provide regulated retirement advice for anyone looking to change their pension fund into an income or release tax-free cash. We are not tied to any company and have access to the full market when selecting the most appropriate plan.
How we work
- Initially, we’ll have a chat to understand your situation and discuss the options available to you. The more you tell us about how you want to take your pension, the better our advice will be.
- We will then start our research. This involves talking to providers and ensuring we find one which suits your needs. At this stage we will also start to find a suitable investment portfolio based on your attitude to investment risk (We would have previously talked about this during stage one). It’s important to own a portfolio that isn’t going to give you any nasty surprises. There is little point in being in a high-risk fund just because it had a good previous year, if you’re a cautious person.
- The final stage will be a presentation of our recommendation, together with the reasons why we selected the provider and a full written report. Should you wish to proceed we’ll also take care of all the paperwork.
We work on a fee’s and charges basis, however the initial call is without charge or obligation to proceed. We want to talk to you, to understand your situation and for us to show you how much value we can add. If you want to go ahead with retirement advice, for us to arrange the transfer and to receive the recommendation report there will be a charge. The charge will be based on the complexity of your situation and requirements, but we are very competitively placed and provide great value.